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From: HowardSimon Communications <info@hsapayroll.com>
To: HowardSimon Communications <info@hsapayroll.com>
Subject: Illinois Department of Employment Security Fraud Alert
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Content-Type: text/plain; charset="us-ascii"







HowardSimon

retirement plans * payroll solutions

human resources management




Illinois Department of Employment Security Fraud Alert


As you may be aware, there has been a huge rise  in Employment Insurance Fraud in the recent months.  IDES and the local have been covering and responding to the incidents over the past several months.  Some informational links are below.



IDES Resources:

*       https://www2.illinois.gov/ides/SitePages/NewsArticleDisplay.aspx?NewsID=510

IDES has uncovered and is investigating a widespread fraud scheme that is being conducted nationwide, impacting each state's federal Pandemic Unemployment Assistance (PUA) programs, implemented as a result of the COVID-19 pandemic.



*       https://www2.illinois.gov/ides/SitePages/NewsArticleDisplay.aspx?NewsID=514

The increase in the fraudulent unemployment claims is attributed primarily to the Pandemic Unemployment Assistance (PUA) program. Under the ambiguous federal guidelines, which were developed in haste because of the urgency of the pandemic and issued to every state without a uniform method of implementation, the potential for fraud within the system is abundant. Most recent data show there to be approximately 107,000 fraudulent claims affecting the PUA system since its launch on May 11, with just 14,500 fraudulent claims affecting the regular unemployment system since March 1.



Recent News:

*       https://abc7chicago.com/ides-fraud-illinois-department-of-employment-security-unemployment-benefits/6386058/

Pritzker said at least 120,000 "fraudulent claims" have occurred in Illinois after a national fraud outbreak in the unemployment system.




*         https://chicago.cbslocal.com/2020/10/23/illinois-unemployment-fraud-federal-inspector-general-report/


The report flags Illinois as one of the states having big problems with unemployment fraud, specifically stating Illinois is one of the states that could have done more earlier to verify identities.




What Can You Do?


There is not much you can do as a Company form a prevention perspective; it is the government systems that are the issue.  HowardSimon transmits your employee detail to Illinois though the IDES system: "MyTax Illinois", so we don't have any control over those security protocols.  However, it appears that vulnerability in the system is not at the transmission point.  We can assure you that NO HowardSimon system has been compromised.




When you receive a fraudulent claim:


*       Immediately Respond to Fraudulent Notices and Claims
*       Register for SIDES access on MyTax Illinois website to electronically receive and respond to unemployment benefit claim notices: https://www2.illinois.gov/ides/employers/more_information/Pages/Submitting_Electronic_Claim_Protests_SIDES.aspx
*       Immediately Report the Fraud to IDES:  https://www2.illinois.gov/ides/Pages/Reporting_Unemployment_Insurance_Fraud.aspx




What Should Employees Do?


Any employee that has had a claim filed in their name is a victim of identity theft.  You should inform them of the incident so that they can take appropriate action. Some steps that victims of identity theft can take are outlined below:



1-     Secure a credit monitoring service immediately.  Life Lock and many other services are available.

2-     Call all credit cards and notify them of the identity theft.  Almost all credit cards will put an extra layer of security on accounts, like a password or pin to call in.

3-     File a police report documenting the identity theft.  The police will not take any action in response to the IDES claim, but if anything occurs in the future, their will be proof of the identity theft.

4-     Employees should go through the Identify Theft process listed on: https://www.identitytheft.gov/




And:


5-     Whoever has stolen your employee's SSN could easily attempt to file a fraudulent IRS return with the employee's SSN, as the perpetrators are exploiting the tax system.  All the perpetrator has to do is mail in a 1040-EZ and request a refund before the taxpayer has filed. From the IDES claim, we know the perpetrator already has all the information required to easily do this.  While we are not aware of any IRS fraud related to the IDES fraud, this type of tax return fraud is common and easy to prevent.  To prevent the filing of a fraudulent IRS return, employees should secure a PIN from the IRS.  This will ensure no one can file a fraudulent return on their account.  There are various programs, and availability restrictions, so each employee should visit the IRS Pin Program link listed below.



IRS PIN Program: https://www.irs.gov/identity-theft-fraud-scams/get-an-identity-protection-pin

More IRS Identity Theft Resources can be found here: https://www.irs.gov/uac/taxpayer-guide-to-identity-theft




Thank You!


As always, thank you for your business, and please do not hesitate to contact us with any questions or concerns.



Retirement Plan Support:

retire@hsimon.com<mailto:retire@hsimon.com>

Payroll Support:

payroll@hsimon.com<mailto:payroll@hsimon.com>

General Support:

support@hsimon.com<mailto:support@hsimon.com>

Phone:

1-847-945-0340

Fax:

1-847-940-8500







HowardSimon, Inc. * 304 Saunders Road * Riverwoods, IL 60015

HowardSimon Payroll<https://www.hsimon.com/default.html> | HowardSimon Retirement<https://www.hsimon.com/default.html> | Encompass Human Capital<http://www.encompasshc.com/>

Disclaimer<http://www.hsimon.com/disclaimer.html>




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<p class="MsoNormal"><span style="font-size:12.0pt">&nbsp;<o:p></o:p></span></p>
<p class="MsoTitle" align="center" style="text-align:center"><b><i><span style="font-size:24.0pt;font-family:&quot;Arial&quot;,sans-serif;color:white;letter-spacing:-.5pt">&nbsp;</span></i></b><b><i><span style="font-size:24.0pt;font-family:&quot;Arial&quot;,sans-serif;color:white;letter-spacing:-.5pt"><img width="70" height="77" style="width:.7291in;height:.802in" id="Picture_x0020_1" src="cid:8888250e-2ec1-4a5a-9a6d-ab9727750c18"></span></i></b><b><i><span style="font-size:24.0pt;font-family:&quot;Arial&quot;,sans-serif;color:white;letter-spacing:-.5pt"><o:p></o:p></span></i></b></p>
<p class="MsoTitle" align="center" style="text-align:center"><b><i><span style="font-size:18.0pt;font-family:&quot;Arial&quot;,sans-serif;color:#AEAAAA;letter-spacing:-.5pt">HowardSimon&nbsp;</span></i></b><b><i><span style="font-size:24.0pt;font-family:&quot;Arial&quot;,sans-serif;color:white;letter-spacing:-.5pt"><o:p></o:p></span></i></b></p>
<p class="MsoSubtitle" align="center" style="text-align:center"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,sans-serif;color:#AEAAAA">retirement plans &middot; payroll solutions&nbsp;</span><span style="font-size:12.0pt;font-family:&quot;Arial&quot;,sans-serif;color:white"><o:p></o:p></span></p>
<p class="MsoSubtitle" align="center" style="text-align:center"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,sans-serif;color:#AEAAAA">human resources management&nbsp;</span><span style="font-size:12.0pt;font-family:&quot;Arial&quot;,sans-serif;color:white"><o:p></o:p></span></p>
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<h1 align="center" style="mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:0in;margin-left:0in;text-align:center;break-after:avoid">
<span style="font-size:20.0pt;font-family:&quot;Calibri Light&quot;,sans-serif;color:#44546A">Illinois Department of Employment Security Fraud Alert&nbsp;<o:p></o:p></span></h1>
<p class="MsoNormal"><span style="font-size:12.0pt">As you may be aware, there has been a huge rise<span class="msodel0"><s><span style="color:red"><span class="msoDel"><del cite="mailto:Sandra%20R.%20Simon" datetime="2020-11-02T19:39">
</del></span></span></s></span>&nbsp;in Employment Insurance Fraud in the recent months.&nbsp; IDES and the local have been covering and responding to the incidents over the past several months.&nbsp; Some informational links are below.&nbsp;<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt">&nbsp;<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt">IDES Resources:&nbsp;<o:p></o:p></span></p>
<ul type="disc">
<li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 level1 lfo1">
<a href="https://www2.illinois.gov/ides/SitePages/NewsArticleDisplay.aspx?NewsID=510">https://www2.illinois.gov/ides/SitePages/NewsArticleDisplay.aspx?NewsID=510</a>&nbsp;<o:p></o:p></li></ul>
<p class="MsoListParagraph" style="margin-left:.5in;mso-add-space:auto"><span style="font-size:12.0pt;color:#333333;background:#CDD9D7">IDES has uncovered and is investigating a widespread fraud scheme that is being conducted nationwide, impacting each state&#8217;s
 federal Pandemic Unemployment Assistance (PUA) programs, implemented as a result of the COVID-19 pandemic.&nbsp;</span><span style="font-size:12.0pt">&nbsp;<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt">&nbsp;<o:p></o:p></span></p>
<ul type="disc">
<li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 level1 lfo2">
<a href="https://www2.illinois.gov/ides/SitePages/NewsArticleDisplay.aspx?NewsID=514">https://www2.illinois.gov/ides/SitePages/NewsArticleDisplay.aspx?NewsID=514</a>&nbsp;<o:p></o:p></li></ul>
<p class="MsoListParagraph" style="margin-left:.5in;mso-add-space:auto"><span style="font-size:12.0pt;color:#333333;background:#CDD9D7">The increase in the fraudulent unemployment claims is attributed primarily to the Pandemic Unemployment Assistance (PUA)
 program. Under the ambiguous federal guidelines, which were developed in haste because of the urgency of the pandemic and issued to every state without a uniform method of implementation, the potential for fraud within the system is abundant. Most recent data
 show there to be approximately 107,000 fraudulent claims affecting the PUA system since its launch on May 11, with just 14,500 fraudulent claims affecting the regular unemployment system since March 1.&nbsp;</span><span style="font-size:12.0pt"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt">&nbsp;<o:p></o:p></span></p>
<p class="xxxxmsonormal" style="background:white"><span style="font-size:12.0pt;color:#201F1E;border:none windowtext 1.0pt;padding:0in">Recent News:&nbsp;&nbsp;</span><span style="font-size:12.0pt;font-family:&quot;Times New Roman&quot;,serif"><o:p></o:p></span></p>
<ul type="disc">
<li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l3 level1 lfo3">
<a href="https://abc7chicago.com/ides-fraud-illinois-department-of-employment-security-unemployment-benefits/6386058/"><span style="border:none windowtext 1.0pt;padding:0in">https://abc7chicago.com/ides-fraud-illinois-department-of-employment-security-unemployment-benefits/6386058/</span></a><span style="color:#201F1E">&nbsp;</span><o:p></o:p></li></ul>
<p class="MsoListParagraph" style="margin-left:.5in;mso-add-space:auto;background:white">
<i><span style="font-size:12.0pt;color:black;border:none windowtext 1.0pt;padding:0in">Pritzker said at least 120,000 &quot;<span class="markjpenjrdxf">fraud</span>ulent claims&quot; have occurred in Illinois after a national&nbsp;<span class="markjpenjrdxf">fraud</span>&nbsp;outbreak
 in the unemployment system.&nbsp;</span></i><span style="font-size:12.0pt"><o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-left:.5in;mso-add-space:auto;background:white">
<span style="font-size:12.0pt;color:#201F1E">&nbsp;</span><span style="font-size:12.0pt"><o:p></o:p></span></p>
<h2 style="mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:0in;margin-left:.5in;text-indent:-.25in;break-after:avoid">
<span class="MsoHyperlink"><span style="font-size:12.0pt;font-family:Symbol;color:#0563C1;border:none windowtext 1.0pt;padding:0in;font-weight:normal">&middot;</span></span><span class="MsoHyperlink"><span style="font-size:7.0pt;font-family:&quot;Calibri&quot;,sans-serif;color:#0563C1;border:none windowtext 1.0pt;padding:0in;font-weight:normal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span><span style="font-size:14.0pt;font-family:&quot;Calibri Light&quot;,sans-serif;color:#1F4E79"><a href="https://chicago.cbslocal.com/2020/10/23/illinois-unemployment-fraud-federal-inspector-general-report/"><u><span style="font-size:12.0pt;font-family:&quot;Calibri&quot;,sans-serif;color:blue;border:none windowtext 1.0pt;padding:0in;font-weight:normal">https://chicago.cbslocal.com/2020/10/23/illinois-unemployment-fraud-federal-inspector-general-report/</span></u></a></span><span class="MsoHyperlink"><u><span style="font-size:12.0pt;font-family:&quot;Calibri&quot;,sans-serif;color:#0563C1;border:none windowtext 1.0pt;padding:0in;font-weight:normal">&nbsp;</span></u></span><span style="font-size:14.0pt;font-family:&quot;Calibri Light&quot;,sans-serif;color:#1F4E79"><o:p></o:p></span></h2>
<p class="MsoNormal" style="margin-left:.5in"><i><span style="font-size:12.0pt;color:black;border:none windowtext 1.0pt;padding:0in">The report flags Illinois as one of the states having big problems with unemployment fraud, specifically stating Illinois is
 one of the states that could have done more earlier to verify identities.&nbsp;</span></i><span style="font-size:12.0pt"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt">&nbsp;<o:p></o:p></span></p>
<h2 style="mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:0in;margin-left:0in;break-after:avoid">
<span style="font-size:14.0pt;font-family:&quot;Calibri Light&quot;,sans-serif;color:#1F4E79">What Can You Do?&nbsp;<o:p></o:p></span></h2>
<p class="MsoNormal"><span style="font-size:12.0pt;color:black;border:none windowtext 1.0pt;padding:0in;background:white">There is not much you can do as a Company form a prevention perspective; it is the government systems that are the issue.&nbsp;&nbsp;<i>HowardSimon</i>
 transmits your employee detail to Illinois though the&nbsp;</span><span class="markrae7s8nyd"><span style="font-size:12.0pt;font-family:inherit;color:black;border:none windowtext 1.0pt;padding:0in;background:white">IDES</span></span><span style="font-size:12.0pt;color:black;border:none windowtext 1.0pt;padding:0in;background:white">&nbsp;system:
 &quot;</span><span style="color:#201F1E;border:none windowtext 1.0pt;padding:0in;background:white">MyTax Illinois&quot;</span><span style="font-size:12.0pt;color:black;border:none windowtext 1.0pt;padding:0in;background:white">, so we don't have any control over those
 security protocols.&nbsp; However, it appears that vulnerability in the system is not at the transmission point</span><b><span style="font-size:12.0pt;color:black;background:white">.&nbsp;</span></b><span style="font-size:12.0pt;color:black;border:none windowtext 1.0pt;padding:0in;background:white">
 We can assure you that <b>NO</b> <i>HowardSimon</i> system has been compromised.&nbsp;</span><span style="font-size:12.0pt"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:12.0pt;color:black;background:white">&nbsp;</span></b><span style="font-size:12.0pt"><o:p></o:p></span></p>
<h3 style="mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:0in;margin-left:0in;break-after:avoid">
<span style="font-size:12.0pt;font-family:&quot;Calibri Light&quot;,sans-serif;color:#538135;background:white">When you receive a fraudulent claim:<span style="border:none windowtext 1.0pt;padding:0in">&nbsp;</span></span><span style="font-size:12.0pt;font-family:&quot;Calibri Light&quot;,sans-serif;color:#538135"><o:p></o:p></span></h3>
<ul type="disc">
<li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l1 level1 lfo4">
<span style="color:black;border:none windowtext 1.0pt;padding:0in;background:white">Immediately Respond to Fraudulent Notices and Claims&nbsp;</span><o:p></o:p></li><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l1 level1 lfo4">
<span style="color:black;border:none windowtext 1.0pt;padding:0in;background:white">Register for SIDES access on MyTax Illinois website to electronically receive and respond to unemployment benefit claim notices:
</span><a href="https://www2.illinois.gov/ides/employers/more_information/Pages/Submitting_Electronic_Claim_Protests_SIDES.aspx"><u><span style="color:blue;border:none windowtext 1.0pt;padding:0in;background:white">https://www2.illinois.gov/ides/employers/more_information/Pages/Submitting_Electronic_Claim_Protests_SIDES.aspx</span></u></a><span style="color:black;border:none windowtext 1.0pt;padding:0in;background:white">&nbsp;</span><o:p></o:p></li><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l1 level1 lfo4">
<span style="color:black;border:none windowtext 1.0pt;padding:0in;background:white">Immediately Report the Fraud to IDES:&nbsp;
</span><a href="https://www2.illinois.gov/ides/Pages/Reporting_Unemployment_Insurance_Fraud.aspx"><u><span style="color:blue;border:none windowtext 1.0pt;padding:0in;background:white">https://www2.illinois.gov/ides/Pages/Reporting_Unemployment_Insurance_Fraud.aspx</span></u></a><span style="color:black;border:none windowtext 1.0pt;padding:0in;background:white">&nbsp;</span><o:p></o:p></li></ul>
<p class="MsoNormal"><span style="font-size:12.0pt;color:black;border:none windowtext 1.0pt;padding:0in;background:white">&nbsp;</span><span style="font-size:12.0pt"><o:p></o:p></span></p>
<h2 style="mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:0in;margin-left:0in;break-after:avoid">
<span style="font-size:14.0pt;font-family:&quot;Calibri Light&quot;,sans-serif;color:#1F4E79">What Should Employees Do?&nbsp;<o:p></o:p></span></h2>
<p class="MsoNormal"><span style="font-size:12.0pt">Any employee that has had a claim filed in their name is a victim of identity theft.&nbsp; You should inform them of the incident so that they can take appropriate action. Some steps that victims of identity theft
 can take are outlined below:&nbsp;<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt">&nbsp;<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-left:.5in;mso-add-space:auto;text-indent:-.25in">
<span style="font-size:12.0pt;font-family:inherit;color:black">1-</span><span style="font-size:7.0pt;font-family:&quot;Times New Roman&quot;,serif;color:black">&nbsp;&nbsp;&nbsp;&nbsp;
</span><span style="font-size:12.0pt;border:none windowtext 1.0pt;padding:0in">Secure a credit monitoring service immediately.&nbsp; Life Lock and many other services are available.
</span><span style="font-size:12.0pt;color:#201F1E">&nbsp;</span><span style="font-size:12.0pt"><o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-left:.5in;mso-add-space:auto;text-indent:-.25in">
<span style="font-size:12.0pt;font-family:inherit;color:black">2-</span><span style="font-size:7.0pt;font-family:&quot;Times New Roman&quot;,serif;color:black">&nbsp;&nbsp;&nbsp;&nbsp;
</span><span style="font-size:12.0pt;border:none windowtext 1.0pt;padding:0in">Call all credit cards and notify them of the identity theft.&nbsp; Almost all credit cards will put an extra layer of security on accounts, like a password or pin to call in.</span><span style="font-size:12.0pt;color:#201F1E">&nbsp;</span><span style="font-size:12.0pt"><o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-left:.5in;mso-add-space:auto;text-indent:-.25in">
<span style="font-size:12.0pt;font-family:inherit;color:black;border:none windowtext 1.0pt;padding:0in">3-</span><span style="font-size:7.0pt;font-family:&quot;Times New Roman&quot;,serif;color:black;border:none windowtext 1.0pt;padding:0in">&nbsp;&nbsp;&nbsp;&nbsp;
</span><span style="font-size:12.0pt;border:none windowtext 1.0pt;padding:0in">File a police report documenting the identity theft.&nbsp; The police will not take any action in response to the IDES claim, but if anything occurs in the future, their will be proof
 of the identity theft.&nbsp; &nbsp;</span><span style="font-size:12.0pt"><o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-left:.5in;mso-add-space:auto;text-indent:-.25in">
<span style="font-size:12.0pt;font-family:inherit;color:black">4-</span><span style="font-size:7.0pt;font-family:&quot;Times New Roman&quot;,serif;color:black">&nbsp;&nbsp;&nbsp;&nbsp;
</span><span style="font-size:12.0pt;color:#201F1E">Employees should go through the Identify Theft process listed on:
</span><span style="font-size:12.0pt"><a href="https://www.identitytheft.gov/"><u><span style="color:blue">https://www.identitytheft.gov/</span></u></a><span style="color:#201F1E">&nbsp;</span><o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-left:.5in;mso-add-space:auto"><span style="font-size:12.0pt;color:#201F1E">&nbsp;</span><span style="font-size:12.0pt"><o:p></o:p></span></p>
<h3 style="mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:0in;margin-left:0in;break-after:avoid">
<span style="font-size:12.0pt;font-family:&quot;Calibri Light&quot;,sans-serif;color:#538135">And:&nbsp;<o:p></o:p></span></h3>
<p class="MsoListParagraph" style="margin-left:.5in;mso-add-space:auto;text-indent:-.25in">
<span style="font-size:12.0pt;font-family:inherit;color:black">5-</span><span style="font-size:7.0pt;font-family:&quot;Times New Roman&quot;,serif;color:black">&nbsp;&nbsp;&nbsp;&nbsp;
</span><span style="font-size:12.0pt;color:#201F1E">Whoever has stolen your employee&#8217;s SSN could easily attempt to file a fraudulent IRS return with the employee's SSN, as the perpetrators are exploiting the tax system.&nbsp; All the perpetrator has to do is mail
 in a 1040-EZ and request a refund before the taxpayer has filed. From the IDES claim, we know the perpetrator already has all the information required to easily do this.&nbsp; While we are not aware of any IRS fraud related to the IDES fraud, this type of tax return
 fraud is common and easy to prevent.&nbsp; To prevent the filing of a fraudulent IRS return, employees should secure a PIN from the IRS.&nbsp; This will ensure no one can file a fraudulent return on their account.&nbsp; There are various programs, and availability restrictions,
 so each employee should visit the IRS Pin Program link listed below. &nbsp;</span><span style="font-size:12.0pt"><o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-left:.5in;mso-add-space:auto"><span style="font-size:12.0pt;color:#201F1E">&nbsp;</span><span style="font-size:12.0pt"><o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-left:.5in;mso-add-space:auto"><span style="font-size:12.0pt;color:#201F1E">IRS PIN Program:
</span><span style="font-size:12.0pt"><a href="https://www.irs.gov/identity-theft-fraud-scams/get-an-identity-protection-pin"><u><span style="color:blue">https://www.irs.gov/identity-theft-fraud-scams/get-an-identity-protection-pin</span></u></a><span style="color:#201F1E">&nbsp;</span><o:p></o:p></span></p>
<p class="xxxxxxxxmsonormal" style="margin-left:.5in;background:white"><span style="font-size:12.0pt;color:black;border:none windowtext 1.0pt;padding:0in">More IRS Identity Theft Resources can be found here:
</span><span style="font-size:12.0pt;font-family:&quot;Times New Roman&quot;,serif;color:black"><a href="https://www.irs.gov/uac/taxpayer-guide-to-identity-theft" target="_blank"><u><span style="font-family:&quot;Calibri&quot;,sans-serif;color:purple;border:none windowtext 1.0pt;padding:0in">https://www.irs.gov/uac/taxpayer-guide-to-identity-theft</span></u></a></span><span style="font-size:12.0pt;color:#201F1E">&nbsp;</span><span style="font-size:12.0pt;font-family:&quot;Times New Roman&quot;,serif"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt">&nbsp;<o:p></o:p></span></p>
<h2 style="mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:0in;margin-left:0in;break-after:avoid">
<span style="font-size:14.0pt;font-family:&quot;Calibri Light&quot;,sans-serif;color:#1F4E79">Thank You!&nbsp;<o:p></o:p></span></h2>
<p class="MsoNormal"><span style="font-size:12.0pt">As always, thank you for your business, and please do not hesitate to contact us with any questions or concerns. &nbsp;&nbsp;<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt">&nbsp;<o:p></o:p></span></p>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="788" style="width:590.95pt;margin-left:30.6pt;border-collapse:collapse">
<tbody>
<tr>
<td width="184" style="width:138.35pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal"><span style="font-size:12.0pt">Retirement Plan Support:&nbsp;<o:p></o:p></span></p>
</td>
<td width="603" style="width:452.6pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal"><span style="font-size:12.0pt"><a href="mailto:retire@hsimon.com"><u><span style="font-family:&quot;Calibri Light&quot;,sans-serif;color:blue">retire@hsimon.com</span></u></a>&nbsp;<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td width="184" style="width:138.35pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal"><span style="font-size:12.0pt">Payroll Support:&nbsp;<o:p></o:p></span></p>
</td>
<td width="603" style="width:452.6pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal"><span style="font-size:12.0pt"><a href="mailto:payroll@hsimon.com"><u><span style="font-family:&quot;Calibri Light&quot;,sans-serif;color:blue">payroll@hsimon.com</span></u></a>&nbsp;<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td width="184" style="width:138.35pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal"><span style="font-size:12.0pt">General Support:&nbsp;<o:p></o:p></span></p>
</td>
<td width="603" style="width:452.6pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal"><span style="font-size:12.0pt"><a href="mailto:support@hsimon.com"><u><span style="font-family:&quot;Calibri Light&quot;,sans-serif;color:blue">support@hsimon.com</span></u></a>&nbsp;<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td width="184" style="width:138.35pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal"><span style="font-size:12.0pt">Phone:&nbsp;<o:p></o:p></span></p>
</td>
<td width="603" style="width:452.6pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal"><span style="font-size:12.0pt">1-847-945-0340&nbsp;<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td width="184" style="width:138.35pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal"><span style="font-size:12.0pt">Fax:&nbsp;<o:p></o:p></span></p>
</td>
<td width="603" style="width:452.6pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal"><span style="font-size:12.0pt">1-847-940-8500&nbsp;<o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><span style="font-size:12.0pt">&nbsp;<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt">&nbsp;<o:p></o:p></span></p>
</td>
</tr>
<tr style="height:80.4pt">
<td width="843" style="width:632.35pt;padding:0in 5.4pt 0in 5.4pt;height:80.4pt">
<p class="MsoNormal"><span style="font-size:12.0pt">&nbsp;<o:p></o:p></span></p>
<p class="MsoNormal" align="center" style="text-align:center"><i><span style="font-size:12.0pt">HowardSimon</span></i><a name="_Hlk43980914"><span style="font-size:12.0pt">, Inc. &middot; 304 Saunders Road &middot; Riverwoods, IL 60015&nbsp;<o:p></o:p></span></a></p>
<p class="MsoNormal" align="center" style="text-align:center"><span style="mso-bookmark:_Hlk43980914"></span><a href="https://www.hsimon.com/default.html"><span style="mso-bookmark:_Hlk43980914"><i><u><span style="font-size:12.0pt;font-family:&quot;Calibri Light&quot;,sans-serif;color:blue">HowardSimon</span></u></i></span><span style="mso-bookmark:_Hlk43980914"><u><span style="font-size:12.0pt;font-family:&quot;Calibri Light&quot;,sans-serif;color:blue">
 Payroll</span></u></span></a><span style="mso-bookmark:_Hlk43980914"><span style="font-size:12.0pt"> |
</span></span><a href="https://www.hsimon.com/default.html"><span style="mso-bookmark:_Hlk43980914"><i><u><span style="font-size:12.0pt;font-family:&quot;Calibri Light&quot;,sans-serif;color:blue">HowardSimon</span></u></i></span><span style="mso-bookmark:_Hlk43980914"><u><span style="font-size:12.0pt;font-family:&quot;Calibri Light&quot;,sans-serif;color:blue">
 Retirement</span></u></span></a><span style="mso-bookmark:_Hlk43980914"><span style="font-size:12.0pt"> |
</span></span><a href="http://www.encompasshc.com/"><span style="mso-bookmark:_Hlk43980914"><u><span style="font-size:12.0pt;font-family:&quot;Calibri Light&quot;,sans-serif;color:blue">Encompass Human Capital</span></u></span></a><span style="mso-bookmark:_Hlk43980914"><span style="font-size:12.0pt">&nbsp;<o:p></o:p></span></span></p>
<p class="MsoNormal" align="center" style="text-align:center"><span style="mso-bookmark:_Hlk43980914"></span><a href="http://www.hsimon.com/disclaimer.html"><span style="mso-bookmark:_Hlk43980914"><u><span style="font-size:12.0pt;font-family:&quot;Calibri Light&quot;,sans-serif;color:blue">Disclaimer</span></u></span></a><span style="font-size:12.0pt">&nbsp;<o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
</div>
<p class="MsoNormal"><span style="font-size:12.0pt;color:black"><o:p>&nbsp;</o:p></span></p>
</div>
</div>
</body>
</html>

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